Budget Planner
See how much of your monthly income is left after expenses and learn your savings rate.
Result
Fill in the form and press “Plan my budget” to see the result.
Personal finance decisions depend on your full situation.
Examples
See it in action
50K income, 38K expenses
A balanced month with a healthy surplus.
Monthly income
৳50,000
Monthly expenses
৳38,000
Left to save
৳12,000
Savings rate
24%
Healthy buffer
You keep 24% every month — a solid safety buffer. Redirect it to an emergency fund.
Overspending month
Expenses slightly above income.
Monthly income
৳40,000
Monthly expenses
৳44,000
Left to save
৳0
Savings rate
-10%
A little over budget
Expenses are 10% above income. Trim the largest category first.
Helpful tips
Make the most of it
- Include irregular costs (medicals, repairs) in your expenses to stay accurate.
- Aim to keep at least 20% — a good rule of thumb for a healthy savings rate.
- Use the surplus to guide how much to automate into savings each month.
FAQ
Frequently asked questions
What counts as expenses?
Anything you regularly pay: rent, food, transport, utilities, internet, school fees and other fixed or recurring costs. Including irregular spending makes the result more accurate.
What is a good savings rate?
A common target is at least 20% of income. Start wherever you are and try to grow it gradually — any steady surplus beats none.
Is the remaining amount spendable?
Prefer to treat it as savings rather than free spending. That's how the best surplus builds your emergency fund and financial cushion over time.